Middlesex County and Concord Town property record for 196 Plainfield Rd, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,810 sqft · built 1980 |
| Lot Size | 1.64 acres (71,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $666,000 (Dec 2009) |
| Tax Bill | $18,984 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:00014E B:03376-00001 |
| Primary APN | M:00014E B:03376-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,810 sqft Living Area |
| Gross Area | 5,928 sqft |
| Basement Area | 1,784 sqft |
| Unfinished Basement | 1,784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,799 sqft (1.64 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 5797 |
|---|---|
| Street Address | 196 PLAINFIELD RD |
| City | CONCORD |
| State | MA |
| Zip | 01742-5747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Subdivision | PINE KNOLL SHORES |
| Legal Block | 3376 |
| Legal Lot Number | 1 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 361100 |
Source: Middlesex County and Concord Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 PLAINFIELD RD, CONCORD, MA 01742-5747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO |
| Nov 12, 2019 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2009 · Amount on Record |
| Deed Sale | Dec 7, 2009 · Amount on Record |
| Prior Sale | Oct 3, 2008 · Amount on Record |
| Deed Document Number | 2009234669 |
| Deed Book / Page | 53957 / 540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 196 PLAINFIELD RD, CONCORD, MA 01742-5747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77804-281 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 77804/281 |
| Instrument | 113206 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2031 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 196 PLAINFIELD RD, CONCORD, MA 01742-5747 |
| Document Number | 73685-242 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 196 PLAINFIELD RD CONCORD MA 017425747, CONCORD, MA 01742-5747 |
| Document Number | 73685-242 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 073685/000242 |
| Instrument | 2411 |
| Name | CAMBRIDGE TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 19, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,984.00 (+11.91%) | $1,454,700 (+13.71%) Land $708,400 Building $746,300 | $1,430,663 (+18.48%) |
| 2025 | $16,964.00 (+3.07%) | $1,279,300 (+2.06%) Land $644,000 Building $635,300 | $1,207,545 |
| 2024 | $16,458.00 (+8.8%) | $1,253,500 (+7.39%) Land $644,000 Building $609,500 | |
| 2023 | $15,127.00 | $1,167,200 Land $613,200 Building $554,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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