196 Pine St, Forest City, NC 28043 Property Records

Rutherford County property record for 196 Pine St, Forest City, NC 28043

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 686 sqft · built 1919
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$82,500 (Nov 2020)
Tax Bill$712 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1624081

Property Details

APN / Parcel Number

Primary APN1624081
Alternative APN
  • 36740

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area686 sqft Heated Area
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
PorchSlab
Porch Area98 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address196 PINE ST
CityFOREST CITY
StateNC
Zip28043-4587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM1
Legal DescriptionERLANGER MILLS CORP LO:5 PL:6-14
Legal SubdivisionPROPERTY OF ERLANGER MILLS CORPORATION
Legal Lot Number5
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOOL SPRING
Census Block Group3
Census Block3007
Census Tract960900

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address196 PINE ST, FOREST CITY, NC 28043-4587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Book / Page2039 / 2575
Prior Transfer DateMar 1, 2019
Prior Transfer Doc0020201449
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateNov 19, 2020
Property Address196 PINE ST, FOREST CITY, NC 28043-4587
Document Number0020392575
Book / Page2039 / 2575
Map ReferenceMB 6 PG 14
Instrument DateNov 19, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address208 PINE ST, 208, FOREST CITY, NC 28043-4588

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 PINE ST, FOREST CITY, NC 28043-4587

Mortgage

Document Number0020392578
DateNov 19, 2020
Instrument2039/2578
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityForest City Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+150.7%)$63,900 (-) Land $8,000 Building $55,900$63,900 (-) Land $8,000 Building $55,900
2023$63,900 Land $8,000 Building $55,900$63,900 Land $8,000 Building $55,900
2022$284.00
2021$284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (2001–2020)
Claims Outside the SFHA6 of 6
Most Recent ClaimFeb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOREST CITY
serves 21,521 people · EPA ID NC0181010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Pangaea Internet.

Nearby Properties on Pine St

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