196 Phillips Rd, Winn, ME 04495 Property Records

Penobscot County and Winn Town property record for 196 Phillips Rd, Winn, ME 04495

Property Summary

Property Type	Single Family Home
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,500 (Jun 2020)
Tax Bill	$2,483 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Line of Credit
APN	`WINN M:07 L:18-1`

Property Details

APN / Parcel Number

Primary APN	`WINN M:07 L:18-1`

Exterior

Architectural Style	Multi-Family
Lot Area	76,230 sqft (1.75 acres)

Location & Zoning

Street Address	196 PHILLIPS RD
City	WINN
State	ME
Zip	04495-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18-1
Jurisdiction	WINN ME
Township / Civil Division	WINN
Census Block Group	2
Census Block	2023
Census Tract	24500

Owner

Source: Penobscot County and Winn Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 PHILLIPS RD, WINN, ME 04495-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Balloon Mortgage BANGOR SAVINGS BANK
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Jun 21, 2012
Deed Document Number	202017572
Deed Book / Page	15575 / 233
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINN ME
Recording Date	Apr 21, 2026
Property Address	196 PHILLIPS RD, WINN, ME 04495-5406
Document Number	0178450209
Book / Page	17845 / 209
Instrument Date	Apr 20, 2026
Instrument	20269503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 PHILLIPS RD, WINN, ME 04495-5406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009503,
Date	Apr 21, 2026
Book Page	17845/209
Instrument	20269503

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINN ME
Property Address	196 PHILLIPS RD, WINN, ME 04495-5406
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175460332
Date	Jul 7, 2025
Book Page	17546/332
Instrument	16775

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Winn Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Winn Town
Unified School District	School Administrative District 30 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,483.00 (-0.32%)	$130,710 (-2.94%) Land $25,460 Building $105,250
2022	$2,491.00	$134,670 Land $25,460 Building $109,210

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Redzone Wireless Fixed Wireless	50 / 15
AT&T Fixed Wireless	25 / 3

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