196 Phillips Rd, West Monroe, LA 71292 Property Records

Ouachita Parish property record for 196 Phillips Rd, West Monroe, LA 71292

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,234 sqft · built 2015
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (Jul 2016)
Tax Bill$1,374 (2025)
Deeds & MortgagesSep 2020 Refinance
Mar 2022 Refinance
+ 1 more
Flood ZoneZone A (high risk)
APN120443

Property Details

APN / Parcel Number

Primary APN120443
Alternative APN
  • 193917

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,234 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area87,120 sqft (2 acres)
Garage TypeMixed
Garage Area500 sqft

Location & Zoning

Street Address196 PHILLIPS RD
CityWEST MONROE
StateLA
Zip71292-8122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 ACS IN NE4 OF NW4 SEC 3 T17N R2E FROM NE COR SAID FORTY, N89W 332.3 FT TO POB, S 525.09 FT, N89W 165.69 FT, N 525.09 FT, S89E 166.15 FT TO POB
Legal Range02
Legal Township17
Legal Section03
Legal SubdivisionTOWN AND COUNTRY SUBDIVISION
JurisdictionOUACHITA LA
Township / Civil DivisionB
Census Block Group1
Census Block1004
Census Tract10505

Owner

Source: Ouachita Parish records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address196 PHILLIPS RD, WEST MONROE, LA 71292-8122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ORIGIN BANK
Mar 30, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ORIGIN BANK
Dec 11, 2023Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2016 · Amount on Record
Deed SaleJul 1, 2016 · Amount on Record
Prior SaleMar 16, 2015 · Amount on Record
Deed Document Number20161707048
Deed Book / Page2473 / 68
Prior Transfer DateMar 11, 2015
Prior Transfer Doc002411/685
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Property Address196 PHILLIPS RD, WEST MONROE, LA 71292-8122
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003921/36
DateSep 18, 2020
Book Page3921/36
Instrument1808442
Lender
NameORIGIN BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOUACHITA LA
Property Address196 PHILLIPS RD, WEST MONROE, LA 71292-8122
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00004137/1
DateMar 30, 2022
Book Page4137/1
Instrument1849845
Lender
NameORIGIN BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2023: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionOUACHITA LA
Recording DateDec 11, 2023
Property Address196 PHILLIPS RD, WEST MONROE, LA 71292-8122
Document Number0001887455
Map ReferenceMB 9 PG 4
Instrument DateDec 7, 2023
Instrument1887455
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 PHILLIPS RD, WEST MONROE, LA 71292-8122

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyOuachita Parish
Unified School DistrictOuachita Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,374.00 (-1.22%)$22,624 (-) Land $2,400 Building $20,224$226,242 (-) Land $24,000 Building $202,242
2024$1,391.00 (+1.83%)$22,624 (-) Land $2,400 Building $20,224$226,242 (-) Land $24,000 Building $202,242
2023$1,366.00 (+1.86%)$22,624 (-) Land $2,400 Building $20,224$226,242 (-) Land $24,000 Building $202,242
2022$1,341.00$22,624 Land $2,400 Building $20,224$226,242 Land $24,000 Building $202,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHENIERE DREW SOUTH WATER SYSTEM
private · serves 1,563 people · EPA ID LA1073099
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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