Erie County and Lancaster Town property record for 196 Pavement Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,985 sqft · built 2014 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2014) |
| Tax Bill | $8,993 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 105.00-5-52.3 |
| Primary APN | 145289 105.00-5-52.3 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,985 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 450 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 196 PAVEMENT RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 52.300 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 14204 |
196 Pavement Rd is owned and occupied by two individuals who bought it in September 2014.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 PAVEMENT RD, LANCASTER, NY 14086-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on File |
| Deed Sale | Sep 26, 2014 · Amount on File |
| Deed Document Number | 20142014196400 |
| Deed Book / Page | 11269 / 8394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 196 PAVEMENT RD, LANCASTER, NY 14086-9519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 196 PAVEMENT RD, LANCASTER, NY 14086-9519 |
| Document Number | 0140017210 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 14001/7210 |
| Instrument | 2021123447 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2026 property tax bill for 196 Pavement Rd was $8,993 with a homeowner's exemption, up 1.7% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,993.00 (+1.67%) Homeowner's exemption | ||
| 2025 | $8,845.00 (+1.8%) | $330,000 (-) Land $50,200 Building $279,800 | $515,625 (+12.51%) Land $78,437 Building $437,188 |
| 2024 | $8,689.00 Homeowner's exemption | $330,000 (-) Land $50,200 Building $279,800 | $458,300 (+4.16%) Land $69,717 Building $388,583 |
| 2023 | Homeowner's exemption | $330,000 Land $50,200 Building $279,800 | $440,000 Land $66,933 Building $373,067 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Pavement Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Pavement Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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