196 Palladium Dr, Myrtle Beach, SC 29575 Property Records

Horry County property record for 196 Palladium Dr, Myrtle Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$115,356 (Nov 2002)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`462-03-03-0127`

Property Details

APN / Parcel Number

Primary APN	`462-03-03-0127`
Alternative APN	`1913301027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	260 sqft
Porch	Slab
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	196 PALLADIUM DR
City	MYRTLE BEACH
State	SC
Zip	29575-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD LNDING VLG PHIA; LOT 135
Legal Subdivision	MALLARD LNDING VLG PHIA
Legal Tract	3
Legal Lot Number	135
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1010
Census Tract	51405

Owner

196 Palladium Dr is owned by an individual who acquired it in January 2004.

Source: Horry County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1510 CEDAR DR N, SURFSIDE BEACH, SC 29575-4268
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2002 · Amount on File
Deed Sale	Nov 18, 2002 · Amount on File
Prior Sale	Feb 28, 2002 · Amount on File
Deed Document Number	2002822145
Deed Book / Page	2539 / 525
Last Transfer Date	Jan 28, 2004
Transfer Doc	2691000385
Record Updated	Jun 8, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	196 PALLADIUM DR, SURFSIDE BEACH, SC 29575-4702
Document Number	5849/1513
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	194 PALLADIUM DR SURFSIDE BEACH SC 295754702, SURFSIDE BEACH, SC 29575-4702

Mortgage

Document Number	5849/1513
Date	Jan 27, 2017
Book Page	005849/001513
Instrument	10591

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 196 Palladium Dr was $2,065.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00		$310,708 (-) Land $161,000 Building $149,708
2024	$2,065.00 (+6.61%)	$18,642 (+118.04%) Land $9,660 Building $8,982	$310,708 (+83.08%) Land $161,000 Building $149,708
2023	$1,937.00	$8,550 Land $1,975 Building $6,575	$169,710 Land $32,910 Building $136,800
2021	$1,907.00	$10,183 Land $1,975 Building $8,208	$169,710 Land $32,910 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Palladium Dr in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	42 (1989–2019)
Claims Outside the SFHA	41 of 42
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Palladium Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20