196 Overlook Dr, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 196 Overlook Dr, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,829 sqft · built 1993
Lot Size	0.578 acres (25,165 sqft)
Owner	Trust Name on Record
Last Sale	$168,000 (Mar 1994)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Mar 2020 Transfer Oct 2017 Line of Credit
APN	`NHAM M:0029 B:0575 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0029 B:0575 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,829 sqft Living Area
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	25,165 sqft (0.578 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	196 OVERLOOK DR
City	FLORENCE
State	MA
Zip	01062-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Block	575
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2005
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	63 COLLEGE VIEW HTS, SOUTH HADLEY, MA 01075-1632
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 21, 2017	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1994 · Amount on Record
Deed Sale	Mar 1, 1994 · Amount on Record
Deed Book / Page	4431 / 236
Last Transfer Date	Feb 25, 2020
Transfer Doc	13570-99
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 20, 2020
Property Address	196 OVERLOOK DR, NORTHAMPTON, MA 01062-3529
Document Number	13570-99
Book / Page	013570 / 000099
Instrument Date	Feb 25, 2020
Instrument	5149
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	63 COLLEGE VIEW HTS SOUTH HADLEY MA 010751632, SOUTH HADLEY, MA 01075-1632

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	196 OVERLOOK DR, NORTHAMPTON, MA 01062-3529
Document Number	12786-228
Book / Page	012786 / 000228
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12786-228
Date	Oct 26, 2017
Book Page	012786/000228
Instrument	22437

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,937.00 (+8.41%)	$498,000 (+23.27%) Land $127,100 Building $370,900	$553,850 (+44.02%)
2024			$384,560
2023	$6,399.00	$404,000 Land $115,300 Building $288,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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