196 Osborn St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 196 Osborn St, Fall River, MA 02724

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,649 sqft · built 1900
Lot Size	0.074 acres (3,210 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Mar 2018)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0G-20 B:0000 L:0043`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0G-20 B:0000 L:0043`
Alternative APN	`M:0G=20 B:0000 L:0043`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,649 sqft Living Area
Gross Area	3,623 sqft
Basement Area	883 sqft
Unfinished Basement	883 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,210 sqft (0.074 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	196 OSBORN ST
City	FALL RIVER
State	MA
Zip	02724-5603
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-4
Legal Lot Number	43
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	5
Census Block	5010
Census Tract	640500

Owner

Source: Bristol County and Fall River City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit STATE CREDIT UNION
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit ST ANNE CU
Jan 28, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 16, 2018	Quit Claim Deed, Transfer · FHA Mortgage BROKER SOLUTIONS
Mar 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Jan 9, 1992 · Amount on Record
Deed Document Number	20184022
Deed Book / Page	9466 / 108
Transfer Doc	009466-108
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Sep 11, 2026
Property Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Document Number	0000012880
Book / Page	12155 / 1
Instrument Date	Sep 10, 2026
Instrument	202612880
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 OSBORN ST, FALL RIVER, MA 02724-5603

Mortgage

Document Number	0000012880,
Date	Sep 11, 2026
Book Page	12155/1
Instrument	202612880

Lender

Name	STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010615-207
Date	Jun 22, 2021
Book Page	10615/207
Instrument	14163

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011272-25
Date	Apr 19, 2023
Book Page	11272/25
Instrument	5437

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10003-255
Date	Jan 28, 2020
Book Page	10003/255
Instrument	1522

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 16, 2018
Property Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Document Number	9466-108
Book / Page	009466 / 000108
Instrument Date	Mar 16, 2018
Instrument	4022
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 MALVREY ST #3 FALL RIVER MA 02720, 3, FALL RIVER, MA 02720

Mortgage

Document Number	9466-110
Date	Mar 16, 2018
Book Page	009466/000110
Instrument	4023

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 1, 2018
Property Address	196 OSBORN ST, FALL RIVER, MA 02724-5603
Document Number	9455-164
Book / Page	009455 / 000164
Instrument Date	Feb 23, 2018
Instrument	3120
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 2ND ST FALL RIVER MA 027211769, FALL RIVER, MA 02721-1769

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,803.00 (+4.33%)	$332,100 (+4.7%) Land $105,700 Building $226,400
2024	$3,645.00 (+14.34%)	$317,200 (+22.09%) Land $101,800 Building $215,400
2023	$3,188.00	$259,800 Land $84,100 Building $175,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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