196 Old Wagon Rd, Highlands, NC 28741 Property Records

Jackson County property record for 196 Old Wagon Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,528 sqft · built 1969
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$4,800,000 (Dec 2025)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7551-87-5203`

Property Details

APN / Parcel Number

Primary APN	`7551-87-5203`
Alternative APN	`173535`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,528 sqft Heated Area
1st Floor Area	1,592 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	368 sqft
Deck Area	240 sqft
Patio Area	1,016 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	196 OLD WAGON RD
City	HIGHLANDS
State	NC
Zip	28741-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF US 64 W
Legal Subdivision	SURVEY FOR MARCI P COLWELL
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2101
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	109 BANTAM PL, MOORESVILLE, NC 28117-5976
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage POINT BLANK INVESTMENTS LLC
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Book / Page	2411 / 1724
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	196 OLD WAGON RD, HIGHLANDS, NC 28741-4529
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BANTAM PL, MOORESVILLE, NC 28117-5976

Mortgage

Document Number	0024111727
Date	Dec 31, 2025
Book Page	2411/1727

Lender

Name	POINT BLANK INVESTMENTS LLC
Type	Non-Lending Institution
Address	125 CHARTER PL, MOORESVILLE, NC 28117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2035

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 30, 2021
Property Address	196 OLD WAGON RD, HIGHLANDS, NC 28741-4529
Document Number	0023090567
Book / Page	2309 / 567
Map Reference	CAB 20 SL 244
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 WILLEO CREEK PT, MARIETTA, GA 30068-1551
Investor	Possibly a Property Investor

Mortgage

Document Number	0023090573
Date	Jul 30, 2021
Book Page	2309/573

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	196 OLD WAGON RD, HIGHLANDS, NC 28741-4529
Document Number	0022650054
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	196 OLD WAGON RD HIGHLANDS NC 287414529, HIGHLANDS, NC 28741-4529

Mortgage

Document Number	0022650054
Date	Apr 21, 2020
Book Page	002265/000054

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,300,507 (+45.81%) Land $509,160 Building $791,347
2025	$4,941.00 (+45.8%)
2023	$3,389.00	$891,940 Land $388,680 Building $503,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BalsamWest FiberNET, Frontier, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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