196 Old Crawford Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 196 Old Crawford Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,927 sqft · built 1880
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$237,000 (Mar 2021)
Tax Bill$8,851 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 28.2-1-3

Property Details

APN / Parcel Number

Primary APN422800 28.2-1-3
Alternative APN
  • 280002800200010030000000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,927 sqft Living Area
1st Floor Area1,571 sqft
2nd Floor Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area60,984 sqft (1.4 acres)
Garage TypeMixed
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address196 OLD CRAWFORD RD
CitySCHENECTADY
StateNY
Zip12306-6514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1026
Census Tract32602

Owner

196 Old Crawford Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address196 OLD CRAWFORD RD, SCHENECTADY, NY 12306-6514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2021 · Amount on File
Deed SaleMar 3, 2021 · Amount on File
Deed Document Number20218357
Deed Book / Page2053 / 386
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 3, 2021
Property Address196 OLD CRAWFORD RD, SCHENECTADY, NY 12306-6514
Document Number0000008357
Book / Page2053 / 386
Instrument DateFeb 9, 2021
Instrument202108357
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyFORD & REALE TITLE SVCS LLC, FORD AND REALE TTL SVCS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$948.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address196 OLD CRAWFORD RD, 196, SCHENECTADY, NY 12306-6514

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1473 RUGBY RD, SCHENECTADY, NY 12308-3005

Mortgage

Document Number0000008358
DateMar 3, 2021
Instrument202108358
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 196 Old Crawford Rd was $8,851, down 6.8% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,851.00 (-6.83%)
2025$9,500.00$225,000 Land $26,800 Building $198,200$346,200 Land $41,236 Building $304,964
2023$225,000 Land $26,800 Building $198,200$296,100 Land $35,269 Building $260,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Old Crawford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Old Crawford Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Pattersonville Telephone Company.

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