Polk County property record for 196 Ocoee River Lndg, Benton, TN 37307
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,875 sqft · built 1996 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Mar 2007) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070045H A 01600 |
| Primary APN | 070045H A 01600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,875 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Upper Floors Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 852 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 196 OCOEE RIVER LNDG |
|---|---|
| City | BENTON |
| State | TN |
| Zip | 37307-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: D01 |
| Legal Subdivision | OCOEE RIVER LANDING |
| Legal Lot Number | 29 1 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 950203 |
196 Ocoee River Lndg is owned and occupied by two individuals who bought it in March 2007.
Source: Polk County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 OCOEE RIVER LNDG, BENTON, TN 37307-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2007 · Amount on File |
| Deed Sale | Mar 15, 2007 · Amount on File |
| Deed Document Number | 0000250158 |
| Deed Book / Page | 250 / 158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 196 OCOEE RIVER LNDG, BENTON, TN 37307-5227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 196 OCOEE RIVER LNDG, BENTON, TN 37307-5227 |
| Document Number | 00TD570/44 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | TD570/44 |
| Instrument | 22003363 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, TN 37311 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 196 Ocoee River Lndg was $1,092.
Source: Polk County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 | $64,650 (-) Land $11,050 Building $53,600 | |
| 2024 | $1,092.00 | $64,650 (-) Land $11,050 Building $53,600 | |
| 2023 | $1,092.00 (-3.28%) | $64,650 (+43.83%) Land $11,050 Building $53,600 | $258,600 (+43.83%) Land $44,200 Building $214,400 |
| 2022 | $1,129.00 | $44,950 Land $4,400 Building $40,550 | $179,800 Land $17,600 Building $162,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 196 Ocoee River Lndg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Ocoee River Lndg is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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