196 Ocean St, #1, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 196 Ocean St, #1, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,725 sqft · built 1903
Lot Size	0.178 acres (7,741 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2009)
Tax Bill	$5,592 (2025)
Deeds & Mortgages	Oct 2020 Refinance Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:571 S:001-001`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:571 S:001-001`
Alternative APN	`LYNN M:093 B:571 L:001 S:001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,741 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	196 OCEAN ST, 1
City	LYNN
State	MA
Zip	01902-3149
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Block	571
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2007
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

196 Ocean St, #1 is owned by two individuals who acquired it in October 2020.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 GROVELAND ST, HAVERHILL, MA 01830-6479
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NEW FED MORTGAGE CORP
Oct 14, 2020	Condominium Deed, Transfer NOT AVAILABLE
Feb 11, 2020	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2009 · Amount on File
Deed Sale	Oct 1, 2009 · Amount on File
Prior Sale	Apr 1, 2003 · Amount on File
Deed Book / Page	28966 / 522
Last Transfer Date	Oct 8, 2020
Transfer Doc	39053-388
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 8, 2020
Property Address	196 OCEAN ST # 1, 1, LYNN, MA 01902-3149
Document Number	39037-140
Book / Page	39037 / 140
Instrument Date	Oct 8, 2020
Instrument	20201008005420
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	39037-142
Date	Oct 8, 2020
Book Page	39037/142
Instrument	20201008005430

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Oct 14, 2020
Property Address	196 OCEAN ST # 1, 1, LYNN, MA 01902-3149
Document Number	39053-388
Book / Page	039053 / 000388
Instrument Date	Oct 8, 2020
Instrument	14003740
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	8 GROVELAND ST HAVERHILL MA 018306479, HAVERHILL, MA 01830-6479

February 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Feb 11, 2020
Property Address	196 OCEAN ST # 1, 1, LYNN, MA 01902-3149
Document Number	38256-195
Book / Page	038256 / 000195
Instrument Date	Feb 5, 2020
Instrument	11005300
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	8 GROVELAND ST HAVERHILL MA 018306479, HAVERHILL, MA 01830-6479

Tax Assessment & Valuation

The 2025 property tax bill for 196 Ocean St, #1 was $5,592, up 4.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,592.00 (+4.74%)	$539,800 (+6.47%) Building $539,800	$467,210
2024	$5,339.00 (+2.89%)	$507,000 (+8.94%) Building $507,000
2023	$5,189.00	$465,400 Building $465,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Ocean St, #1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	121 units insured incl. 120 condo units
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 196 Ocean St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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