Brevard County property record for 196 Ocean Breeze Cir, Indialantic, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,403 sqft · built 1989 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,000 (Mar 2018) |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-25-06-*-21 |
| Primary APN | 27-37-25-06-*-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,403 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,403 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 86 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2727327 |
|---|---|
| Street Address | 196 OCEAN BREEZE CIR |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU111 |
| Legal Description | OCEAN OAKS LOT 21 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 25 |
| Legal Subdivision | OCEAN OAKS |
| Legal Lot Number | 21 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 66302 |
196 Ocean Breeze Cir is owned and occupied by two individuals who bought it in March 2018.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Mar 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on File |
| Deed Sale | Mar 14, 2018 · Amount on File |
| Prior Sale | Jul 17, 2001 · Amount on File |
| Deed Document Number | 201856671 |
| Deed Book / Page | 8113 / 1566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Document Number | 0000150332 |
| Book / Page | 10683 / 2271 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026150332 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Document Number | 0096240287 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 9624/287 |
| Instrument | 2022237061 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Document Number | 0091340554 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 9134/554 |
| Instrument | 2021135928 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 14, 2018 |
| Property Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Document Number | 0081131566 |
| Book / Page | 8113 / 1566 |
| Map Reference | MB33 PG47 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018056671 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PRECISE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,128.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1212 MAGNOLIA DR, 1212, INDIALANTIC, FL 32903-3556 |
| Name | Verified Name |
|---|---|
| Address | 196 OCEAN BREEZE CIR, INDIALANTIC, FL 32903-2727 |
| Document Number | 2018056672 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 2018056672 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 196 Ocean Breeze Cir was $4,504.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,330 (+2.7%) | $504,970 (-0.9%) | |
| 2025 | $4,504.00 Homeowner's exemption | $346,970 | $509,550 Land $230,000 Building $279,550 |
| 2023 | $4,178.00 (+23.35%) Homeowner's exemption | $327,380 (+19.03%) | $480,460 (+15.35%) Land $210,000 Building $270,460 |
| 2022 | $3,387.00 Homeowner's exemption | $275,040 | $416,540 Land $190,000 Building $226,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Ocean Breeze Cir in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 31 (1979–2026) |
| Claims Outside the SFHA | 31 of 31 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 196 Ocean Breeze Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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