196 Oak St, Auburn, CA 95603 Property Records

Placer County property record for 196 Oak St, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,042 sqft · built 1938
Lot Size	0.14 acres (6,099 sqft)
Owner	2 Company Names on Record
Last Sale	$332,000 (Mar 2016)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-061-006-000`

Property Details

APN / Parcel Number

Primary APN	`003-061-006-000`
Alternative APN	`003-061-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,042 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,099 sqft (0.14 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	196 OAK ST
City	AUBURN
State	CA
Zip	95603-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR LOT 18 HUNTLEY TR
Legal Subdivision	A HUNTLEYS SUB
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1029
Census Tract	20300

Owner

Source: Placer County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	618 GALEN DR, SAN JOSE, CA 95123-4841
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2016 · Amount on Record
Deed Sale	Mar 31, 2016 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	201623145
Prior Transfer Date	Feb 23, 2013
Prior Transfer Doc	0000020940
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Sep 14, 2026
Property Address	196 OAK ST, AUBURN, CA 95603-4319
Document Number	0000052644
Instrument Date	Sep 1, 2026
Instrument	202652644
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	196 OAK ST, AUBURN, CA 95603-4319

Mortgage

Document Number	0000052644,
Date	Sep 14, 2026
Instrument	202652644

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Apr 14, 2026
Property Address	196 OAK ST, AUBURN, CA 95603-4319
Document Number	0000021107
Instrument Date	Apr 9, 2026
Instrument	202621107
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000021107,
Date	Apr 14, 2026
Instrument	202621107

Lender

Name	CAPE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,448 (+2%) Land $96,592 Building $303,856
2025	$4,839.00 (+0.56%)	$392,598 (+4.04%) Land $94,699 Building $297,899
2024	$4,812.00 (+0.86%)
2023	$4,771.00 (+0.46%)	$377,355 Land $91,023 Building $286,332
2022	$4,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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