196 Oak Ln, Durant, OK 74701 Property Records

Bryan County property record for 196 Oak Ln, Durant, OK 74701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Oct 2019)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38826`

Property Details

APN / Parcel Number

Primary APN	`38826`
Alternative APN	`0428-00-000-015-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	205 ft deep x 107 ft wide
Garage Type	Detached
Garage Area	506 sqft
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38826
Street Address	196 OAK LN
City	DURANT
State	OK
Zip	74701-0805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SUMMIT II LT 15 .50AC
Legal Range	08E
Legal Township	06S
Legal Section	11
Legal Subdivision	SUMMIT II
Legal Lot Number	15
Jurisdiction	BRYAN OK
Township / Civil Division	DURANT
Census Block Group	1
Census Block	1122
Census Tract	796003

Owner

Source: Bryan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 OAK LN, DURANT, OK 74701-0805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Oct 1, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	2019717461
Deed Book / Page	1508 / 1107
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	196 OAK LN, DURANT, OK 74701-0805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1495/0730
Date	Apr 30, 2019
Book Page	1495/0730
Instrument	2019-713169

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 26, 2020

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Oct 1, 2019
Property Address	196 OAK LN, DURANT, OK 74701-0805
Document Number	01508/1107
Book / Page	1508 / 1107
Instrument Date	Sep 30, 2019
Instrument	2019-717461
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 OAK LN, DURANT, OK 74701-0805

Mortgage

Document Number	2019717462
Date	Oct 1, 2019
Instrument	2019-717462

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Silo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,811 (+5%) Land $1,650 Building $26,161	$252,825 (+2.66%) Land $15,000 Building $237,825
2025	$2,268.00 (+6.23%)	$26,486 (+5%) Land $1,650 Building $24,836	$246,275 (-11.51%) Land $15,000 Building $231,275
2024	$2,135.00 (+2.74%)	$25,225 (+5%) Land $1,650 Building $23,575	$278,307 (+9.32%) Land $15,000 Building $263,307
2023	$2,078.00	$24,024 Land $1,650 Building $22,374	$254,585 Land $15,000 Building $239,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 24, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN CO. RWS & SWMD #2 serves 6,270 people · EPA ID OK1010604
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jan 2026 Treatment failure resolved · Jan 2024 Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile, Vyve Broadband.

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