Bastrop County property record for 196 New Trl, Elgin, TX 78621
| Property Type | Rural Home |
|---|---|
| Details | 2,248 sqft · built 2005 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Jun 2019) |
| Tax Bill | $5,379 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R8712997 |
| Primary APN | R8712997 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,248 sqft Living Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 2,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Material | Metal |
| Lot Area | 653,400 sqft (15 acres) |
| Porch | Slab |
| Porch Area | 1,096 sqft |
| Pole Barn | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 196 NEW TRL |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-6462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A19 CASNER, ISAAC,15.0 ACRES |
| Legal Subdivision | CASNER, ISAAC |
| Legal Block | 1 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950102 |
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 NEW TRL, ELGIN, TX 78621-6462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit AUSTIN TELCO FCU |
| Jun 28, 2019 | Vendor's Lien, Transfer · ARM BANCORPSOUTH BANK |
| Feb 14, 2019 | Vendor's Lien, Transfer SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Feb 14, 2019 · Amount on Record |
| Deed Document Number | 20199669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 196 NEW TRL, ELGIN, TX 78621-6480 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202019770 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 202019770 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 196 NEW TRL, ELGIN, TX 78621-6480 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 196 NEW TRL, ELGIN, TX 78621-6480 |
| Document Number | 0202224449 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 202224449 |
| Name | AUSTIN TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78759 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jun 28, 2019 |
| Property Address | 196 NEW TRL, ELGIN, TX 78621-6480 |
| Document Number | 0201909669 |
| Map Reference | VOL 1004 PG 784 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 201909669 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 154 NEW TRL, ELGIN, TX 78621-6462 |
| Investor | Possibly a Property Investor |
| Document Number | 0201909670 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 201909670 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Feb 14, 2019 |
| Property Address | 196 NEW TRL, ELGIN, TX 78621-6480 |
| Document Number | 0201902197 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 201902197 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 196 NEW TRL, ELGIN, TX 78621-6480 |
| Document Number | 0201902198 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 201902198 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,379.00 (+13.58%) Homeowner's exemption | $363,056 (-10.41%) Land $22,788 Building $340,268 | $649,268 (-6.12%) Land $309,000 Building $340,268 |
| 2023 | $4,736.00 (-12.81%) Homeowner's exemption | $405,243 Land $22,630 Building $382,613 | $691,613 Land $309,000 Building $382,613 |
| 2022 | $5,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
| VTX Communications Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Western Broadband Fixed Wireless | 10 / 1 |
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