196 N Main St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 196 N Main St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 1900
Lot Size0.444 acres (19,371 sqft)
Owner2 Individual Names on Record
Last Sale$627,250 (Jul 2023)
Tax Bill$1,554 (2025)
Deeds & MortgagesJul 2023 Sale
Flood ZoneZone X (minimal risk)
APN054201 210.06-1-17

Property Details

APN / Parcel Number

Primary APN054201 210.06-1-17
Alternative APNs
  • 420121000600010170000000
  • 39018010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,290 sqft Living Area
1st Floor Area810 sqft
2nd Floor Area480 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1935
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area19,371 sqft (0.444 acres)
Lot Dimensions234 ft deep x 82.5 ft wide
PorchSlab
Porch Area312 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39018010
Street Address196 N MAIN ST
CityMORAVIA
StateNY
Zip13118-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionASSIGNED TO JENNINGS RUTH
Legal Block1
Legal Lot Number17.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1055
Census Tract40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Main Street Historic District
listed 1993 · 45 contributing resources · NRIS 92001365

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cayuga County and Moravia Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address196 N MAIN ST, MORAVIA, NY 13118-3514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Deed Document Number2023223125
Deed Book / Page4378 / 44
Prior Transfer DateJul 26, 2023
Prior Transfer Doc0004378/44
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateJul 28, 2023
Property Address196 N MAIN ST, MORAVIA, NY 13118-3514
Document Number0004378/44
Book / Page4378 / 44
Instrument DateJul 26, 2023
Instrument2023-223125
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 N MAIN ST, MORAVIA, NY 13118-3514

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,554.00 (+7.62%) Homeowner's exemption Senior Citizen's exemption$102,800 (-) Land $25,400 Building $77,400$112,967 (+9.89%) Land $27,912 Building $85,055
2024$1,444.00 (+27.11%)
2023$102,800 (+38.92%) Land $25,400 Building $77,400$102,800 (-8.31%) Land $25,400 Building $77,400
2022$74,000 Land $13,000 Building $61,000$112,121 Land $19,697 Building $92,424
2020$1,136.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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