196 N Division St, Braidwood, IL 60408 Property Records

Will County property record for 196 N Division St, Braidwood, IL 60408

Property Summary

Property Type	Single Family Home
Lot Size	0.64 acres (27,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Aug 2022)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-24-07-403-008`

Property Details

APN / Parcel Number

Primary APN	`02-24-07-403-008`
Alternative APN	`24074030080000`

Exterior

Lot Area	27,810 sqft (0.64 acres)

Location & Zoning

Street Address	196 N DIVISION ST
City	BRAIDWOOD
State	IL
Zip	60408-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1 IN EUREKA COAL CO SUB, A SUB IN THE S1/2 IN SEC 7, T32N-R9E.
Legal Range	09E
Legal Township	32N
Legal Section	07
Legal Subdivision	EUREKA COAL CO SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	WILL IL
Township / Civil Division	REED
Census Block Group	3
Census Block	3004
Census Tract	884003

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	196 N DIVISION ST, BRAIDWOOD, IL 60408-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Administrator's Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	202263994
Record Updated	Oct 29, 2026

August 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	WILL IL
Recording Date	Aug 25, 2022
Property Address	196 N DIVISION ST, BRAIDWOOD, IL 60408-1401
Document Number	0000063994
Instrument Date	Aug 16, 2022
Instrument	R2022063994
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 N DIVISION ST, BRAIDWOOD, IL 60408-1401

Mortgage

Document Number	0000063995
Date	Aug 25, 2022
Instrument	R2022063995

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate	5.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	196 N DIVISION ST, BRAIDWOOD, IL 60408-1401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061977
Date	Sep 11, 2019
Instrument	R2019061977

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Braidwood City
County	Will County
County Subdivision	Reed Township
Unified School District	Reed Custer Community Unit School District 255U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00 (+43.99%)	$63,775 (+8.9%) Land $13,251 Building $50,524	$191,325 (+8.9%) Land $39,753 Building $151,572
2024		$58,563 (+23.04%) Land $12,168 Building $46,395	$175,689 (+23.04%) Land $36,504 Building $139,185
2022	$2,530.00 Homeowner's exemption Senior Citizen's exemption	$47,597 Land $9,889 Building $37,708	$142,791 Land $29,667 Building $113,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAIDWOOD serves 6,194 people · EPA ID IL1970150
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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