196 N Bella Monte Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 196 N Bella Monte Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1931
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2026)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2026 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`096-018-009-9`

Property Details

APN / Parcel Number

Primary APN	`096-018-009-9`
Alternative APN	`096-018-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1935
Lot Area	4,725 sqft (0.109 acres)
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	196 N BELLA MONTE AVE
City	BAY POINT
State	CA
Zip	94565-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	BELLA MONTE #2 LOT 13 BLK 1
Legal Subdivision	BELLA MONTE 02
Legal Block	1
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3026
Census Tract	314103

Owner

Source: Contra Costa County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 N BELLA MONTE AVE, BAY POINT, CA 94565-1708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2026 · Amount on Record
Deed Sale	Oct 16, 2026 · Amount on Record
Prior Sale	Apr 21, 2026 · Amount on Record
Deed Document Number	2026111567
Prior Transfer Date	Feb 24, 2026
Prior Transfer Doc	0000040297
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 16, 2026
Property Address	196 N BELLA MONTE AVE, BAY POINT, CA 94565-1708
Document Number	0000111567
Instrument Date	Oct 13, 2026
Instrument	2026111567
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,773.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 N BELLA MONTE AVE, BAY POINT, CA 94565-1708

Mortgage

Document Number	0000111568,
Date	Oct 16, 2026
Instrument	2026111568

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2026
Property Address	196 N BELLA MONTE AVE, BAY POINT, CA 94565-1708
Document Number	0000040297
Instrument Date	Feb 24, 2026
Instrument	202640297
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$25,025.78
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	141 RUDGEAR DR, WALNUT CREEK, CA 94596-6315

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$26,318 (+2%) Land $4,681 Building $21,637
2025	$1,090.00 (+10.21%) Homeowner's exemption	$25,803 (+4.03%) Land $4,590 Building $21,213
2023	$989.00 (+0.3%) Homeowner's exemption	$24,803 Land $4,412 Building $20,391
2022	$986.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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