196 N 3rd St, Williamsburg, OH 45176 Property Records

Clermont County property record for 196 N 3rd St, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,695 sqft · built 1890
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2023)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-13-10.-132C`

Property Details

APN / Parcel Number

Primary APN	`53-13-10.-132C`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,695 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	195 sqft
Patio Area	740 sqft
Poultry House	816 sqft

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	196 N 3RD ST
City	WILLIAMSBURG
State	OH
Zip	45176-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG VILL; LOT 132C
Legal Subdivision	WILLIAMSBURG VILL
Legal Lot Number	132C
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	4
Census Block	4028
Census Tract	40900

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 N 3RD ST, WILLIAMSBURG, OH 45176-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 3, 2018	Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	202314311
Deed Book / Page	2950 / 60
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Aug 8, 2023
Property Address	196 N 3RD ST, WILLIAMSBURG, OH 45176-1322
Document Number	0000014311
Book / Page	2950 / 60
Instrument Date	Jul 28, 2023
Instrument	202300014311
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 N 3RD ST, WILLIAMSBURG, OH 45176-1322

Mortgage

Document Number	0000014312
Date	Aug 8, 2023
Book Page	2950/63
Instrument	202300014312

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	196 N 3RD ST, WILLIAMSBURG, OH 45176-1322
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004945
Date	Feb 17, 2022
Book Page	2911/5687
Instrument	202200004945

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	May 3, 2018
Property Address	196 N 3RD ST, WILLIAMSBURG, OH 45176-1322
Document Number	0000009789
Book / Page	2768 / 743
Instrument Date	Apr 27, 2018
Instrument	201800009789
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7775 WALTON PKWY # 4TH, NEW ALBANY, OH 43054-8202

Mortgage

Document Number	0000009790
Date	May 3, 2018
Instrument	201800009790

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Municipality	Williamsburg Village
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00 (-47.22%)	$62,200 (-) Land $7,000 Building $55,200
2024			$177,700 (-) Land $20,000 Building $157,700
2023	$5,053.00 (+103.67%) Homeowner's exemption	$62,200 (+20.87%) Land $7,000 Building $55,200	$177,700 (+20.88%) Land $20,000 Building $157,700
2022	$2,481.00 Homeowner's exemption	$51,460 Land $5,710 Building $45,750
2020			$147,000 Land $16,300 Building $130,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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