196 Mountain Ave, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 196 Mountain Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,054 sqft · built 1955
Lot Size	0.356 acres (15,484 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Feb 2026)
Tax Bill	$11,715 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15-00301-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`15-00301-0000-00012`
Alternative APN	`1500012000000004`

Interior

Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	15,484 sqft (0.356 acres)
Lot Dimensions	158 ft deep x 98 ft wide
Garage Type	Basement

Location & Zoning

Old Parcel Number	1500012000000004
Street Address	196 MOUNTAIN AVE
City	CALDWELL
State	NJ
Zip	07006-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	98X158 IRR
Legal Subdivision	THEODORE GRIMM
Legal Block	301
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	3
Census Block	3002
Census Tract	21602

Owner

196 Mountain Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Essex County and North Caldwell Borough records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	196 MOUNTAIN AVE, CALDWELL, NJ 07006-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	20268166
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	2017077912
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 6, 2026
Property Address	196 MOUNTAIN AVE, CALDWELL, NJ 07006-4008
Document Number	0000008166
Instrument Date	Jan 27, 2026
Instrument	2026008166
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,187.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 DIANA DR, SICKLERVILLE, NJ 08081-9751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MOUNTAIN AVE, NORTH CALDWELL, NJ 07006-4008

Mortgage

Document Number	0000008167
Date	Feb 6, 2026
Instrument	2026008167

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	196 MOUNTAIN AVE, CALDWELL, NJ 07006-4008
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099865
Date	Oct 21, 2019
Instrument	2019099865

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 196 Mountain Ave was $11,715, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,600 (-) Land $279,000 Building $228,600	$507,600 (-) Land $279,000 Building $228,600
2025	$11,715.00 (+2.22%)	$507,600 Land $279,000 Building $228,600	$507,600 Land $279,000 Building $228,600
2024	$11,461.00
2023		$507,600 Land $279,000 Building $228,600	$507,600 Land $279,000 Building $228,600
2022	$11,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1989–2021)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001
Water Source	Purchased surface water from several systems
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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