196 Mount Vernon Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 196 Mount Vernon Rd, Ringgold, GA 30736

Property Summary

Property Type	Rural Home
Details	3 ba · 3,064 sqft · built 2011
Lot Size	4.05 acres (176,854 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`730059006`

Property Details

APN / Parcel Number

Primary APN	`730059006`
Alternative APN	`27746`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,064 sqft Heated Area
1st Floor Area	3,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	176,854 sqft (4.05 acres)
Garage Area	900 sqft

Exterior Amenities

Pool Area	630 sqft
Porch	Open Porch
Porch Area	424 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft
Greenhouse	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27746
Street Address	196 MOUNT VERNON RD
City	RINGGOLD
State	GA
Zip	30736-4717
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	LOT 6 LONG ACRES
Legal Subdivision	LONG ACRES
Legal Lot Number	6
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	4
Census Block	4015
Census Tract	30100

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 CHESTNUT ST APT 401, 401, CHATTANOOGA, TN 37402-1037
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2009
Deed Sale	Sep 3, 2009
Deed Document Number	0001504782
Record Updated	Jun 8, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	196 MOUNT VERNON RD, RINGGOLD, GA 30736-4717
Document Number	0018960662
Book / Page	001896 / 000662
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MOUNT VERNON RD RINGGOLD GA 307364717, RINGGOLD, GA 30736-4717

Mortgage

Document Number	0018960662
Date	Sep 6, 2017
Book Page	001896/000662

Lender

Name	MILLENNIUM BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2032

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,099.00 (+19.55%)	$268,577 (+40.95%) Land $28,973 Building $239,604	$671,444 (+40.95%) Land $72,433 Building $599,011
2023	$4,265.00 (+29.01%)	$190,542 Land $18,676 Building $171,866	$476,354 Land $46,690 Building $429,664
2022	$3,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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