196 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 196 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,830 sqft · built 1994
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Jan 2014)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13H-0224.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13H-0224.0000`
Alternative APNs	`02-02-13H-0224.0000` `07214863`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	880 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07214863
Street Address	196 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 95 PHASE 3 .05 AC SPRING MILLS TOWNHOUSE
Legal Lot Number	95
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 MORNINGSIDE DR, FALLING WATERS, WV 25419-4050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2014 · Amount on Record
Deed Sale	Jan 14, 2014 · Amount on Record
Prior Sale	Sep 7, 2012 · Amount on Record
Deed Document Number	20140002436
Deed Book / Page	1057 / 481
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	196 MORNINGSIDE DR, FALLING WATERS, WV 25419-4050
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004119/251
Date	Apr 11, 2024
Book Page	4119/251
Instrument	20240010806

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	196 MORNINGSIDE DR, FALLING WATERS, WV 25419-4050
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003827/61
Date	Dec 7, 2021
Book Page	3827/61
Instrument	20210045593

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (+2.29%)	$99,120 (+6.31%) Land $30,600 Building $68,520	$165,200 (+6.31%) Land $51,000 Building $114,200
2023	$1,178.00	$93,240 Land $24,540 Building $68,700	$155,400 Land $40,900 Building $114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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