196 Moonstone Ct, Jacksonville, NC 28546 Property Records

Onslow County property record for 196 Moonstone Ct, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,670 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2023)
Tax Bill	$1,675 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1114M-198`

Property Details

APN / Parcel Number

Primary APN	`1114M-198`
Alternative APNs	`472150000` `167471`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	472150000
Street Address	196 MOONSTONE CT
City	JACKSONVILLE
State	NC
Zip	28546-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L700 P3D STERLING FARMS S/F 1114-23.4
Legal Subdivision	STERLING FARMS P3D LOTS 699-702
Jurisdiction	ONSLOW NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2012
Census Tract	103

Owner

196 Moonstone Ct is owned and occupied by an individual who bought it in August 2023.

Source: Onslow County records, as of October 23, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage DYNAGEN LENDING LLC
Aug 23, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 30, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Apr 30, 2021 · Amount on File
Deed Document Number	0006022335
Deed Book / Page	6022 / 335
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	DYNAMIC TITLE, DYNAMIC FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740

Mortgage

Document Number	0065120230
Date	Jan 20, 2026
Book Page	6512/230

Lender

Name	DYNAGEN LENDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 23, 2023
Property Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740
Document Number	0060220335
Book / Page	6022 / 335
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740

Mortgage

Document Number	0006022339
Date	Aug 23, 2023
Instrument	6022-339

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 30, 2021
Property Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740
Document Number	0054490598
Book / Page	5449 / 598
Map Reference	MB 78 PG 98
Instrument Date	Apr 9, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7122, JACKSONVILLE, NC 28540-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MOONSTONE CT, JACKSONVILLE, NC 28546-8740

Mortgage

Document Number	0005449601
Date	Apr 30, 2021
Instrument	5449/601

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,675.00	$255,821 Land $37,000 Building $218,821	$255,821 Land $37,000 Building $218,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Moonstone Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Moonstone Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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