Louisa County property record for 196 Mitchell Point Rd, Mineral, VA 23117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1992 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Dec 2021) |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29A2 2 30 |
| Primary APN | 29A2 2 30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 712 sqft |
| Storage Building | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315 |
|---|---|
| Street Address | 196 MITCHELL POINT RD |
| City | MINERAL |
| State | VA |
| Zip | 23117-4700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CONTRARY CREEK OAK LANDING ON LAKE ANNA LOT 30 DB 688/918 0.918 AC.91 |
| Legal Subdivision | LAKE ANNA SUB |
| Legal Lot Number | 30 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | MINERAL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950102 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 MITCHELL POINT RD, MINERAL, VA 23117-4700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE |
| Dec 16, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 28, 2020 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 202114923 |
| Deed Book / Page | 1813 / 95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 196 MITCHELL POINT RD, MINERAL, VA 23117-4700 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0001873/24 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 1873/24 |
| Instrument | 202200011089 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 2, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Dec 16, 2021 |
| Property Address | 196 MITCHELL POINT RD, MINERAL, VA 23117-4700 |
| Document Number | 0001813/95 |
| Book / Page | 1813 / 95 |
| Map Reference | MB 7 PG 290 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 202100014923 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 MITCHELL POINT RD, MINERAL, VA 23117-4700 |
| Document Number | 0000181399 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 1813/99 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Aug 28, 2020 |
| Property Address | 196 MITCHELL POINT RD, MINERAL, VA 23117-4700 |
| Document Number | 0000007778 |
| Book / Page | 001693 / 000891 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 7778 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 196 MITCHELL POINT RD MINERAL VA 231174700, MINERAL, VA 23117-4700 |
| Document Number | 7779 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 001693/000897 |
| Instrument | 7779 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,984 (+4.51%) Land $69,100 Building $324,884 | $393,984 (+4.51%) Land $69,100 Building $324,884 | |
| 2025 | $2,714.00 (+8.47%) | $377,000 (+16.39%) Land $69,100 Building $307,900 | $377,000 (+16.39%) Land $69,100 Building $307,900 |
| 2024 | $2,502.00 (+121.42%) | ||
| 2023 | $323,900 Land $49,600 Building $274,300 | ||
| 2022 | $1,130.00 | $323,900 Land $49,600 Building $274,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| iWiSP Fiber · Fixed Wireless | 1,000 / 1,000 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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