196 Midwood Rd, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 196 Midwood Rd, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,784 sqft · built 1950
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on Record
Last Sale$915,000 (Jun 2025)
Tax Bill$11,595 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-04104-0000-00004

Property Details

APN / Parcel Number

Primary APN46-04104-0000-00004
Alternative APNs
  • 460410400004
  • 326800

Interior

Stories1 Story
Building Area1,784 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area24,829 sqft (0.57 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Account Number326800
Street Address196 MIDWOOD RD
CityPARAMUS
StateNJ
Zip07652-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Description.57 AC
Legal SubdivisionBOROUGH/PARAMUS
Legal Block4104
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group3
Census Block3000
Census Tract42400

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6 DEER TRAIL RD, SADDLE RIVER, NJ 07458-2506
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Deed Document Number202543323
Deed Book / Page5534 / 432
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address196 MIDWOOD RD, PARAMUS, NJ 07652-1608
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049040245
DateJan 12, 2023
Book Page4904/245
Instrument2023003595
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,025,600 (+32.59%) Land $525,600 Building $500,000$1,025,600 (+32.59%) Land $525,600 Building $500,000
2025$11,595.00 (+10.23%)$773,500 (+20.52%) Land $479,700 Building $293,800$773,500 (+20.52%) Land $479,700 Building $293,800
2024$10,519.00 (+12.95%)
2023$641,800 Land $396,700 Building $245,100$641,800 Land $396,700 Building $245,100
2022$9,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA4 of 19
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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