196 McCarthy Rd, Brasher Falls, NY 13613 Property Records

St. Lawrence County and Brasher Town property record for 196 McCarthy Rd, Brasher Falls, NY 13613

Property Summary

Property Type	Mobile Home
Details	1,904 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Feb 2026)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Mortgage + 1 more
APN	`402000 26.004-1-4.112`

Property Details

APN / Parcel Number

Primary APN	`402000 26.004-1-4.112`
Alternative APN	`200002600400010041120000`

Interior

Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	402000 26.004-1-4.112
Street Address	196 MCCARTHY RD
City	BRASHER FALLS
State	NY
Zip	13613-3253
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Block	1
Legal Lot Number	4.112
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	BRASHER
Census Block Group	2
Census Block	2097
Census Tract	490700

Owner

Source: St. Lawrence County and Brasher Town records · APN 402000 26.004-1-4.112

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	578 STATE HIGHWAY 11B, POTSDAM, NY 13676-6307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN CU
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN CU
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	20261936
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	196 MCCARTHY RD, BRASHER FALLS, NY 13613-3253
Transaction Type	Mortgage
Record Updated	May 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 STATE HIGHWAY 11B 3, 3, POTSDAM, NY 13676-6303

Mortgage

Document Number	0000001938
Date	Feb 13, 2026
Instrument	R-2026-00001938

Lender

Name	NORTHERN CU
Type	Credit Union
Address	BINGHAMTON, NY 13901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	196 MCCARTHY RD, BRASHER FALLS, NY 13613-3253
Transaction Type	Mortgage
Record Updated	May 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 MCCARTHY RD, BRASHER FALLS, NY 13613-3253

Mortgage

Document Number	0000001937
Date	Feb 13, 2026
Instrument	R-2026-00001937

Lender

Name	NORTHERN CU
Type	Credit Union
Address	WATERTOWN, NY 13601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Mar 15, 2024
Property Address	196 MCCARTHY RD, BRASHER FALLS, NY 13613-3253
Document Number	0000002687
Instrument Date	Dec 07, 2023
Instrument	R-2024-00002687
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1174 STATE HIGHWAY #11C11C, 11C11C, HELENA, NY 13649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 MCCARTHY RD, BRASHER FALLS, NY 13613-3253

Mortgage

Document Number	0000002688
Date	Mar 15, 2024
Instrument	R-2024-00002688

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2039

Tax Assessment & Valuation

Source: St. Lawrence County and Brasher Town records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Brasher Town
Unified School District	Brasher Falls Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00	$72,100 (-) Land $15,000 Building $57,100	$91,266 (+2.53%) Land $18,987 Building $72,279
2024		$72,100 (-) Land $15,000 Building $57,100	$89,012 (+4.94%) Land $18,518 Building $70,494
2023		$72,100 Land $15,000 Building $57,100	$84,824 Land $17,647 Building $67,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Atlas Connectivity Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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