196 Marshall Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 196 Marshall Ave, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,456 sqft · built 1950
Lot Size0.283 acres (12,327 sqft)
Owner2 Individual Names on File
Last Sale$236,500 (Jul 2017)
Tax Bill$4,148 (2026)
Deeds & MortgagesJun 2021 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9218-17

Property Details

APN / Parcel Number

Primary APN9218-17
Alternative APN
  • CUMB M:016 B:0331 L:000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area2,760 sqft
1st Floor Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,327 sqft (0.283 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9218-17
Street Address196 MARSHALL AVE
CityCUMBERLAND
StateRI
Zip02864-6430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block331
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1001
Census Tract11301

Owner

196 Marshall Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address196 MARSHALL AVE, CUMBERLAND, RI 02864-6430
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 7, 2017Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2017 · Amount on File
Deed SaleJul 7, 2017 · Amount on File
Prior SaleJan 28, 2008 · Amount on File
Deed Book / Page1746 / 851
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address196 MARSHALL AVE, CUMBERLAND, RI 02864-6430
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001892-597
DateJun 14, 2021
Book Page1892/597
Instrument124868
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 7, 2017
Property Address196 MARSHALL AVE, CUMBERLAND, RI 02864-6430
Document Number1746-851
Book / Page1746 / 851
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$28.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number17460854
DateJul 7, 2017
Instrument01746/0854
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 196 Marshall Ave was $4,148, up 1.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,148.00 (+1.42%)$414,400 (+24.33%) Land $175,700 Building $238,700$438,226
2025$4,090.00$333,300 Land $128,700 Building $204,600
2023$3,873.00 (+4.17%)$333,300 (+34.4%) Land $128,700 Building $204,600
2022$3,718.00$248,000 Land $91,500 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Marshall Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 196 Marshall Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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