Santa Cruz County property record for 196 Mar Sereno Ct, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4,982 sqft · built 2018 |
| Lot Size | 0.607 acres (26,441 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,095,000 (Nov 2025) |
| Tax Bill | $30,203 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-061-19 |
| Primary APN | 039-061-19 |
|---|---|
| Alternative APN |
|
| Building Area | 4,982 sqft Living Area |
|---|---|
| Gross Area | 5,423 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Lot Area | 26,441 sqft (0.607 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 196 MAR SERENO CT |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Subdivision | TRACT 1419 MAR SERENO ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16214 NE 24TH ST, BELLEVUE, WA 98008-2414 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 4, 2025 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 18, 2019 | Grant Deed, Transfer · Conventional Mortgage BAY FCU |
| May 21, 2019 | Deed of Trust, Mortgage RUSSEL L & J 1978 L/TR (LT) |
| Nov 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage HERITAGE BK/COMMERCE |
| Oct 22, 2015 | Deed of Trust, Mortgage · Line of Credit 1978 LARRY D R & JANET M (LT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 202523637 |
| Prior Transfer Date | Sep 17, 2024 |
| Prior Transfer Doc | 0000018285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 4, 2025 |
| Property Address | 196 MAR SERENO CT, APTOS, CA 95003-3231 |
| Document Number | 0000023637 |
| Map Reference | VOL 104 PG 19 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025-0023637 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,404.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16214 NE 24TH ST, BELLEVUE, WA 98008-2414 |
| Document Number | 0000023638 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-0023638 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 18, 2019 |
| Property Address | 196 MAR SERENO CT, APTOS, CA 95003-3231 |
| Document Number | 0000035881 |
| Map Reference | VOL 104 PG 19 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-0035881 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 196 MAR SERENO CT, APTOS, CA 95003-3231 |
| Document Number | 0000035882 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019-0035882 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 196 MAR SERENO CT, APTOS, CA 95003-3231 |
| Document Number | 0000013948 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3111 MEADOW LN HOLLISTER CA 950239355, HOLLISTER, CA 95023-9355 |
| Document Number | 0000013948 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 13948 |
| Name | RUSSEL L & J 1978 L/TR (LT) |
|---|---|
| Address | 24740 MILLER HILL RD, LOS GATOS, CA 95033-9721 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 196 MAR SERENO CT, APTOS, CA 95003-3231 |
| Document Number | 0000034188 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 196 MAR SERENO CT APTOS CA 950033231, APTOS, CA 95003-3231 |
| Document Number | 0000034188 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 34188 |
| Name | HERITAGE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 196 MAR SERENO CT, APTOS, CA 95003-3231 |
| Document Number | 0000029857 |
| Instrument Date | Oct 22, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 196 MAR SERENO CT APTOS CA 950033231, APTOS, CA 95003-3231 |
| Document Number | 0000029857 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 29857 |
| Name | 1978 LARRY D R & JANET M (LT) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,095,000 (+23.04%) Land $2,011,750 Building $1,083,250 | ||
| 2025 | $30,203.00 (+9.78%) Homeowner's exemption | $2,515,386 (+4.04%) Land $1,257,693 Building $1,257,693 | |
| 2023 | $27,513.00 (+0.91%) Homeowner's exemption | $2,417,710 Land $1,208,855 Building $1,208,855 | $2,904,480 |
| 2022 | $27,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Cruzio, Etheric Networks, GeoLinks, Surfnet Communications.
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