Greene County and Cairo Town property record for 196 Maple Ave, Acra, NY 12405
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 500 sqft · built 1960 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,333 (Aug 2026) |
| Tax Bill | $1,899 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2025 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 192400 83.03-2-1 |
| Primary APN | 192400 83.03-2-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 500 sqft Living Area |
| 1st Floor Area | 500 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 52,708 sqft (1.21 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Canopy | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 845-3990031 |
|---|---|
| Street Address | 196 MAPLE AVE |
| City | ACRA |
| State | NY |
| Zip | 12405-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 80502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Greene County and Cairo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 349 WILHELM RD, SAUGERTIES, NY 12477-4191 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF GREENE COUNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Document Number | 20261808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Aug 28, 2026 |
| Property Address | 196 MAPLE AVE, ACRA, NY 12405-1211 |
| Document Number | 0000001808 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20261808 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 349 WILHELM RD, SAUGERTIES, NY 12477-4191 |
| Investor | Possibly a Property Investor |
| Date | Aug 28, 2026 |
|---|
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 196 MAPLE AVE, ACRA, NY 12405-1211 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M20252384 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | M2025-2384 |
| Name | BANK OF GREENE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,899.00 | $43,300 (-) Land $16,800 Building $26,500 | $123,700 (+16.27%) Land $47,994 Building $75,706 |
| 2023 | $43,300 Land $16,800 Building $26,500 | $106,388 Land $41,278 Building $65,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1999–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable · Fiber in parts of the area | 400 / 25 |
| Starlink Satellite | 280 / 30 |
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