Scott County property record for 196 Mallard Point Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,960 sqft · built 1987 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Nov 2021) |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 132-20-127.000 |
| Primary APN | 132-20-127.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 196 MALLARD POINT DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINT |
| Legal Subdivision | MALLARD POINT |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 7 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40502 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 196 MALLARD POINT DR, GEORGETOWN, KY 40324-9201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 15, 2021 | Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Apr 8, 2015 · Amount on Record |
| Deed Document Number | 445414 |
| Deed Book / Page | D429 / 390 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 196 MALLARD POINT DR, GEORGETOWN, KY 40324-9201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0M1577/278 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | M1577/278 |
| Instrument | 427802 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 15, 2021 |
| Property Address | 196 MALLARD POINT DR, GEORGETOWN, KY 40324-9201 |
| Document Number | 00D429/390 |
| Book / Page | D429 / 390 |
| Map Reference | CAB 1 SL 382 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 445414 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 STERLING DR, GEORGETOWN, KY 40324-8200 |
| Name | Verified Name |
|---|---|
| Address | 14370 SPRINGBROOK CT, WOODBRIDGE, VA 22193-3401 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,501.00 (+0.66%) Homeowner's exemption | $442,200 (+2.84%) | $442,200 (+2.84%) |
| 2023 | $3,478.00 Homeowner's exemption | $430,000 Land $70,000 Building $360,000 | $430,000 Land $70,000 Building $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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