196 Mallard Loop, Whitefish, MT 59937 Property Records

Flathead County property record for 196 Mallard Loop, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1993
Lot Size	2.87 acres (125,104 sqft)
Owner	Individual Name on Record
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0794937`

Property Details

APN / Parcel Number

Primary APN	`R0794937`
Alternative APNs	`07-4185-20-4-07-25-0000` `0000975094`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	125,104 sqft (2.87 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000975094
Street Address	196 MALLARD LOOP
City	WHITEFISH
State	MT
Zip	59937-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	COUNTRY LAKE HOMES PH 2, S20, T30 N, R21 W, BLOCK 1, LOT 42, ASSR #0000975094
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	COUNTRY LAKE HOMES PH 2
Legal Block	1
Legal Lot Number	42
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1031
Census Tract	403

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 MALLARD LOOP, WHITEFISH, MT 59937-8457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 14, 2005
Transfer Doc	0017114310
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	196 MALLARD LOOP, WHITEFISH, MT 59937-8457
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200014686
Date	Jun 9, 2022
Instrument	202200014686

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	196 MALLARD LOOP, WHITEFISH, MT 59937-8457
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005577
Date	Mar 22, 2018
Instrument	201800005577

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00 (-37.66%)	$724,100 (+39.52%)
2025			$724,100 (+39.52%) Land $318,774 Building $405,326
2023	$3,192.00	$519,000	$519,000 Land $208,249 Building $310,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: CenturyLink, Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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