196 Main St, Westerly, RI 02891 Property Records

Westerly Town property record for 196 Main St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1860
Square Footage	2,778 sqft Living Area
Lot Size	19,939 sqft (0.458 acres)
Occupancy	Owner Occupied
Last Sale	$40,000 (1990)
Tax Bill	$3,040.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:76 B:44`
Alternative APNs	`M:076 B:44 L` `2174075`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	2,778 sqft Living Area
Gross Area	3,842 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gambrel Roof Construction
Roof Material	Asbestos Roof
Lot Area	19,939 sqft (0.458 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	2174075
Street Address	196 MAIN ST
City	WESTERLY
State	RI
Zip	02891-2117
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	44
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3007
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:76 B:44

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	196 MAIN ST, WESTERLY, RI 02891-2117
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 1990 · Amount on Record
Deed Sale	Sep 12, 1990 · Amount on Record
Last Transfer Date	Mar 09, 2022
Transfer Doc	02022-4990
Record Refreshed	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 09, 2022
Property Address	196 MAIN ST, WESTERLY, RI 02891-2117
Document Number	02022-4990
Book / Page	2022 / 4990
Instrument Date	Mar 09, 2022
Instrument	2022-1146
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,040.00 (+17.51%)	$390,800 (+53.5%) Land $133,400 Building $257,400
2023	$2,587.00 (+0.62%)	$254,600 (-) Land $96,300 Building $158,300
2022	$2,571.00	$254,600 Land $96,300 Building $158,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.