196 Lulo Rd, Kapaa, HI 96746 Property Records

State of Hawaii and Kauai County property record for 196 Lulo Rd, Kapaa, HI 96746 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,746 sqft · built 1967
Lot Size	0.279 acres (12,157 sqft)
Owner	Individual Name on File
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
APN	`4-4-1-017-049`

Property Details

APN / Parcel Number

Primary APN	`4-4-1-017-049`
Alternative APNs	`4-4-1-017-049-0000` `410170490000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	2,746 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,157 sqft (0.279 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	86 sqft
Shed	1 Shed
Shed Area	324 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	196 LULO RD
City	KAPAA
State	HI
Zip	96746-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 346 WAILUA HOUSE LOTS 12157 SF DES
Legal Subdivision	WAILUA HOUSE LOTS 4TH SERIES EXTENSION
Legal Lot Number	346
Jurisdiction	KAUAI HI
Township / Civil Division	WAILUA-ANAHOLA
Census Block Group	4
Census Block	4001
Census Tract	40205

Owner

Source: State of Hawaii and Kauai County records · APN 4-4-1-017-049

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	196 LULO RD, KAPAA, HI 96746-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 28, 2004
Transfer Doc	0000239860
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUAI HI
Property Address	196 LULO RD, KAPAA, HI 96746-1243
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A65700010
Date	Dec 27, 2017
Instrument	A-65700010

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96813

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Kauai County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,800 (+6.07%) Land $399,600 Building $296,200	$926,000 (-7.67%) Land $531,800 Building $394,200
2025	$2,530.00 (-4.09%)
2024		$656,000 (+3%)	$1,002,900 (+16.18%)
2023	$2,638.00	$636,900	$863,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 150070402054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force 2 of 5 on primary residences
Nearby Flood Claims	8 (1991–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2024, rainfall accumulation, Severe Storms, Flooding, And Landslides
Flood Events	Severe Storms, Flooding, And Landslides (Apr 2024), 2 claims Severe Storms And Flooding (Mar 2020), 4 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 36% of Hawaii
Wildfire Likelihood	About 1 in 546 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.