196 Low Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 196 Low Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,860 sqft · built 1984
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Last Sale	$352,500 (Oct 2026)
Tax Bill	$5,579 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2017 Sale & Mortgage
APN	`1.-31-13.09`

Property Details

APN / Parcel Number

Primary APN	`1.-31-13.09`
Alternative APNs	`488912700300010280000000` `164889 127.3-1-28`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,860 sqft Living Area
1st Floor Area	2,110 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Mixed
Garage Area	870 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	128 sqft
Shed	1 Shed
Cabin	Cabin
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1.-31-13.09
Street Address	196 LOW RD
City	MALONE
State	NY
Zip	12953-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	5
Census Block	5000
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15751 STATE ROUTE 30, CONSTABLE, NY 12926
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE CORPORATION
Jul 28, 2017	Warranty Deed, Transfer NORTH COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Jul 3, 2024 · Amount on Record
Deed Document Number	20265568
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Oct 7, 2026
Property Address	196 LOW RD, MALONE, NY 12953-4002
Document Number	0000005568
Instrument Date	Sep 25, 2026
Instrument	20265568
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CENTENNIAL ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15751 STATE ROUTE 30, CONSTABLE, NY 12926

Mortgage

Document Number	0000005569,
Date	Oct 7, 2026
Instrument	20265569

Lender

Name	ABSOLUTE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jul 28, 2017
Property Address	196 LOW RD, MALONE, NY 12953-4002
Document Number	0000003496
Instrument Date	Jul 25, 2017
Instrument	2017-3496
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 PROSPECT ST, NORWOOD, NY 13668-1116

Mortgage

Document Number	0000003497
Date	Jul 28, 2017
Instrument	2017-3497

Lender

Name	NORTH COUNTRY BANK

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,579.00 (-3.34%)
2025	$5,772.00 (+151.07%)	$150,000 (-) Land $13,700 Building $136,300	$277,778 (+11.11%) Land $25,370 Building $252,408
2023		$150,000 (-) Land $13,700 Building $136,300	$250,000 (+14.17%) Land $22,833 Building $227,167
2022		$150,000 Land $13,700 Building $136,300	$218,978 Land $20,000 Building $198,978
2021	$2,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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