196 Lorene St, Holts Summit, MO 65043 Property Records

Callaway County property record for 196 Lorene St, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,300 sqft · built 1969
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on Record
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Oct 2021 Refinance Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-10-002-004.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-10-002-004.000`
Alternative APN	`2507036010002000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	16.5 ft deep x 10 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507036010002004000
Street Address	196 LORENE ST
City	HOLTS SUMMIT
State	MO
Zip	65043-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 ANTWEILER SUB.
Legal Range	11W
Legal Township	45N
Legal Section	36
Legal Subdivision	ANTWEILER NO 4
Legal Lot Number	24
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1019
Census Tract	70702

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 LORENE ST, HOLTS SUMMIT, MO 65043-1596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Apr 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 4, 2018
Transfer Doc	471/720
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	196 LORENE ST, HOLTS SUMMIT, MO 65043-1596
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/807
Date	Oct 27, 2021
Book Page	247/807
Instrument	202108127

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	196 LORENE ST, HOLTS SUMMIT, MO 65043-1596
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905907
Date	Sep 25, 2019
Instrument	201905907

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLAWAY MO
Recording Date	Apr 6, 2018
Property Address	196 LORENE ST, HOLTS SUMMIT, MO 65043-1596
Document Number	471/720
Book / Page	471 / 720
Instrument Date	Apr 4, 2018
Instrument	201802006
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LORENE ST, HOLTS SUMMIT, MO 65043-1596

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 (-2.63%)	$18,327 (-)	$96,460 (-)
2024	$1,142.00 (+0.09%)	$18,327 (-)	$96,460 (-)
2023	$1,141.00 (+2.61%)	$18,327 (+2.66%)	$96,460 (+2.66%)
2022	$1,112.00	$17,852 Land $2,128 Building $15,724
2021			$93,960 Land $11,200 Building $82,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

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