Worcester County and Gardner City property record for 196 Logan St, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,754 sqft · built 1927 |
| Lot Size | 0.119 acres (5,181 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,260 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R22 B:16 L:5 |
| Primary APN | GARD M:R22 B:16 L:5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 6,368 sqft |
| Basement Area | 1,377 sqft |
| Unfinished Basement | 1,377 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,181 sqft (0.119 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 196 LOGAN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2764 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | G3 |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 707200 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 LOGAN ST, GARDNER, MA 01440-2764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage GFA FEDERAL CREDIT UNION |
| Feb 26, 2018 | Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION |
| Apr 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2017 |
| Deed Sale | Apr 7, 2017 |
| Prior Sale | Oct 1, 1996 · Amount on Record |
| Deed Document Number | 201734679 |
| Deed Book / Page | 56947 / 393 |
| Transfer Doc | 1829000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 196 LOGAN ST, GARDNER, MA 01440-2764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57988-66 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 57988/66 |
| Instrument | 122986 |
| Name | GFA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 196 LOGAN ST, GARDNER, MA 01440-2764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58473-382 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 58473/382 |
| Instrument | 18130 |
| Name | GFA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 7, 2017 |
| Property Address | 196 LOGAN ST, GARDNER, MA 01440-2764 |
| Document Number | 56947-393 |
| Book / Page | 056947 / 000393 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 34679 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 196 LOGAN ST GARDNER MA 014402764, GARDNER, MA 01440-2764 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,260.00 (+10,42%) | $382,000 (+8.71%) Land $72,300 Building $309,700 | $406,640 |
| 2025 | $50.00 (-98.92%) | $351,400 (+13.76%) Land $65,700 Building $285,700 | |
| 2024 | $4,630.00 (-0.32%) | $308,900 (+7.26%) Land $59,700 Building $249,200 | |
| 2023 | $4,645.00 | $288,000 Land $58,800 Building $229,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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