196 Lloyd St, Livermore, CA 94550 Property Records

Alameda County property record for 196 Lloyd St, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,273 sqft · built 1963
Lot Size	0.18 acres (7,825 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Aug 2022)
Tax Bill	$13,562 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`99-315-14`

Property Details

APN / Parcel Number

Primary APN	`99-315-14`
Alternative APN	`099-0315-014-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,825 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	196 LLOYD ST
City	LIVERMORE
State	CA
Zip	94550-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00028 BLK: TR: 2425
Legal Subdivision	TRACT 2425
Legal Tract	2425
Legal Lot Number	28
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1008
Census Tract	451701

Owner

196 Lloyd St is owned and occupied by two individuals who acquired it in July 2026.

Source: Alameda County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 LLOYD ST, LIVERMORE, CA 94550-4025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 5, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 23, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Deed Document Number	2022138441
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000105723
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 17, 2026
Property Address	196 LLOYD ST, LIVERMORE, CA 94550-4025
Document Number	0000105723
Instrument Date	Jul 28, 2026
Instrument	2026105723
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 LLOYD ST, LIVERMORE, CA 94550-4025

Mortgage

Document Number	0000105724,
Date	Aug 17, 2026
Instrument	2026105724

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 5, 2022
Property Address	196 LLOYD ST, LIVERMORE, CA 94550-4025
Document Number	0000138441
Map Reference	MB 46 PG 9-11
Instrument Date	Jul 20, 2022
Instrument	2022138441
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	196 LLOYD ST, LIVERMORE, CA 94550-4025

Mortgage

Document Number	0000138442
Date	Aug 5, 2022
Instrument	2022138442

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Jan 23, 2020
Property Address	196 LLOYD ST, LIVERMORE, CA 94550-4025
Document Number	0000014523
Instrument Date	Oct 10, 2019
Instrument	14523
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	196 LLOYD ST LIVERMORE CA 945504025, LIVERMORE, CA 94550-4025

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,114,260 (+2%) Land $334,278 Building $779,982
2025	$13,562.00 (+11.54%)	$1,092,420 (+13.09%) Land $327,726 Building $764,694
2023	$12,159.00	$966,000 Land $289,800 Building $676,200	$927,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 196 Lloyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 196 Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF LIVERMORE
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lloyd St

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