Monroe County and Parma Town property record for 196 Lighthouse Rd, Hilton, NY 14468
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,848 sqft · built 1961 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,967 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 264089 016.02-2-22 |
| Primary APN | 264089 016.02-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 792 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 648 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02702285000 |
|---|---|
| Street Address | 196 LIGHTHOUSE RD |
| City | HILTON |
| State | NY |
| Zip | 14468-8927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRAD BAY L21 T4 R1 000000000690021 |
| Legal Subdivision | BRADDOCKS BAY TOWNSHIP |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PARMA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 14803 |
196 Lighthouse Rd is owned and occupied by an individual who acquired it in February 2002.
Source: Monroe County and Parma Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 LIGHTHOUSE RD, HILTON, NY 14468-8927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2002 |
| Transfer Doc | 9576000629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 196 LIGHTHOUSE RD, HILTON, NY 14468-8927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 416 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 29004/527 |
| Instrument | 202102020416 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 196 LIGHTHOUSE RD, HILTON, NY 14468-8927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 415 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 29004/518 |
| Instrument | 202102020415 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 196 Lighthouse Rd was $4,967 with exemptions applied, down 11.2% from the year before.
Source: Monroe County and Parma Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Parma Town |
| Unified School District | Hilton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,967.00 (-11.16%) Homeowner's exemption Disabled Person's exemption | ||
| 2025 | $5,591.00 | $269,400 Land $32,000 Building $237,400 | $274,900 Land $32,653 Building $242,247 |
| 2023 | $141,500 Land $23,600 Building $117,900 | $199,300 Land $33,240 Building $166,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 Lighthouse Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (2017–2019) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 Lighthouse Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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