196 Lakeview Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 196 Lakeview Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 976 sqft · built 1983
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jan 2026)
Tax Bill	$796 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`457018418245000`

Property Details

APN / Parcel Number

Primary APN	`457018418245000`
Alternative APN	`41071`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	976 sqft Heated Area
Gross Area	1,962 sqft
Basement Area	408 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	196 ft deep x 212 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	192 sqft
Porch	Open Porch
Porch Area	226 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	41071
Street Address	196 LAKEVIEW LN
City	MURPHY
State	NC
Zip	28906-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CURTIS & DUNCAN PROP 676/20
Legal Phase	676
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1034
Census Tract	930604

Owner

Source: Cherokee County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 LAKEVIEW LN, MURPHY, NC 28906-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 26, 2026	Warranty Deed, Transfer · Conventional Mortgage SUCCESS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Deed Document Number	359
Deed Book / Page	1794 / 421
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	196 LAKEVIEW LN, MURPHY, NC 28906-9746
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LAKEVIEW LN, MURPHY, NC 28906-9746

Mortgage

Document Number	001730/537
Date	Mar 2, 2023
Book Page	1730/537
Instrument	961

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 26, 2026
Property Address	196 LAKEVIEW LN, MURPHY, NC 28906-9746
Document Number	001794/421
Book / Page	1794 / 421
Instrument Date	Jan 13, 2026
Instrument	359
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LAKEVIEW LN, MURPHY, NC 28906-9746

Mortgage

Document Number	0001794424
Date	Jan 26, 2026
Instrument	1794/424

Lender

Name	SUCCESS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$796.00	$107,910 (-)	$107,910 (-) Land $15,000 Building $92,910
2023		$107,910	$107,910 Land $15,000 Building $92,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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