196 Lakeside Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 196 Lakeside Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,408 sqft · built 1997
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on File
Last Sale	$574,560 (Sep 2023)
Tax Bill	$11,183 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2150-04-42900`

Property Details

APN / Parcel Number

Primary APN	`2150-04-42900`
Alternative APN	`R62452`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,408 sqft Living Area
Gross Area	5,594 sqft
1st Floor Area	3,408 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,800 sqft (0.317 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	228 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	196 LAKESIDE DR
City	MONTGOMERY
State	TX
Zip	77356-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S215004 - APRIL SOUND 04, BLOCK 7, LOT 13
Legal Subdivision	APRIL SOUND 04
Legal Block	7
Legal Lot Number	13
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1004
Census Tract	694307

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 2, 2019	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 28, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	202388454
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	0000092138
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029

Mortgage

Document Number	0000019907
Date	Mar 2, 2026
Instrument	2026019907

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	CHICAGO TITLE-CONROE, CHICAGO TITLE CONROE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 DAWNS EDGE DR, MONTGOMERY, TX 77356-6021

Mortgage

Document Number	0000088455
Date	Sep 21, 2023
Instrument	2023088455

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051941
Date	Jun 8, 2023
Instrument	2023051941

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144579
Date	Dec 11, 2020
Instrument	2020144579

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 2, 2019
Property Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Document Number	0000092138
Map Reference	CAB A SH 101A
Instrument Date	Oct 1, 2019
Instrument	2019092138
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE CONROE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029

Mortgage

Document Number	0000092139
Date	Oct 2, 2019
Instrument	2019092139

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 28, 2017
Property Address	196 LAKESIDE DR, MONTGOMERY, TX 77356-9029
Document Number	0000035713
Instrument Date	Apr 28, 2017
Instrument	35713
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	STEWART TITLE, STEWART TITLE/MONTGOMERY COUNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 LAKESIDE DR MONTGOMERY TX 773569029, MONTGOMERY, TX 77356-9029

Mortgage

Document Number	35714
Date	Apr 28, 2017
Instrument	35714

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,413 (-) Land $96,600 Building $437,813	$534,413 (-) Land $96,600 Building $437,813
2025	$11,183.00 (-0.21%)	$534,413 (-0.95%) Land $96,600 Building $437,813	$534,413 (-0.95%) Land $96,600 Building $437,813
2024	$11,206.00 (-4.77%)	$539,541 (-7.6%) Land $41,400 Building $498,141	$539,541 (-7.6%) Land $41,400 Building $498,141
2023	$11,767.00	$583,930 Land $41,400 Building $542,530	$583,930 Land $41,400 Building $542,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	111 in force
Nearby Flood Claims	23 (2008–2024)
Claims Outside the SFHA	21 of 23
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY UD 4 serves 4,980 people · EPA ID TX1700286
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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