196 Lake Carnegie Ct, Laredo, TX 78041 Property Records

Webb County property record for 196 Lake Carnegie Ct, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details1,948 sqft · built 2010
Lot Size0.195 acres (8,487 sqft)
Owner2 Individual Names on Record
Last Sale$229,200 (Dec 2010)
Tax Bill$1,587 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN991-24023-020

Property Details

APN / Parcel Number

Primary APN991-24023-020
Alternative APN
  • 458954

Interior

Stories1 Story
Building Area1,948 sqft Living Area
Gross Area2,389 sqft
1st Floor Area1,948 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,487 sqft (0.195 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area288 sqft

Location & Zoning

Street Address196 LAKE CARNEGIE CT
CityLAREDO
StateTX
Zip78041-2062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE, BLOCK 23, LOT 2, PHASE 13
Legal SubdivisionLAKESIDE
Legal Phase13
Legal Block23
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3005
Census Tract1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address196 LAKE CARNEGIE CT, LAREDO, TX 78041-2062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2010 · Amount on Record
Deed SaleDec 28, 2010 · Amount on Record
Deed Document Number201089991
Deed Book / Page3030 / 407
Prior Transfer DateDec 20, 2010
Prior Transfer Doc003030/407
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address196 LAKE CARNEGIE CT, LAREDO, TX 78041-2062
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 LAKE CARNEGIE CT, LAREDO, TX 78041-2062

Mortgage

Document Number5093/372
DateAug 17, 2021
Book Page5093/372
Instrument1439197
Lender
NameBANK OF AMERICA NA
TypeBank
AddressDENVER, CO 80249
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term233 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,136 (+1%)$385,061 (+22.72%) Land $142,242 Building $242,819
2025$1,587.00 (-19.11%) Homeowner's exemption$313,760 (-1.07%) Land $142,242 Building $171,518$313,760 (-1.07%) Land $142,242 Building $171,518
2024$1,962.00 (-3.87%)
2023$317,162 Land $106,342 Building $210,820$317,162 Land $106,342 Building $210,820
2022$2,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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