Banks County property record for 196 Ladd Dr, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.31 acres (144,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (May 2005) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B79E037B |
| Primary APN | B79E037B |
|---|---|
| Alternative APN |
|
| Lot Area | 144,184 sqft (3.31 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 8674 |
|---|---|
| Street Address | 196 LADD DR |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TR 44B-1 PB 25-10 |
| Legal Subdivision | 00106-WALHAM PROPERTIES |
| Legal Tract | 44B |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970400 |
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8100 CAPES DR NW, COVINGTON, GA 30014-2014 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2005 · Amount on Record |
| Deed Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 2005461 |
| Deed Book / Page | 259 / 60 |
| Last Transfer Date | Dec 21, 2019 |
| Transfer Doc | 000479/374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Dec 21, 2019 |
| Property Address | 196 LADD DR, COMMERCE, GA 30530-7032 |
| Document Number | 000479/374 |
| Book / Page | 479 / 374 |
| Instrument Date | Dec 21, 2019 |
| Instrument | 2020-000210 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10107 FLAT SHOALS RD SW, COVINGTON, GA 30014-3707 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (+32.94%) | $28,720 (+41.72%) Land $24,720 Building $4,000 | $71,801 (+41.72%) Land $61,801 Building $10,000 |
| 2023 | $425.00 (+25.74%) | $20,266 Land $20,266 | $50,664 Land $50,664 |
| 2022 | $338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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