196 Lacy Rd, Stanton, KY 40380 Property Records

Powell County property record for 196 Lacy Rd, Stanton, KY 40380

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,438 sqft · built 2006
Lot Size	34 acres (1,481,040 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Mar 2018)
Tax Bill	$959 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-00-00-009.00`

Property Details

APN / Parcel Number

Primary APN	`039-00-00-009.00`
Alternative APNs	`25461179` `106117`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,438 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	1,481,040 sqft (34 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	822 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	106117
Street Address	196 LACY RD
City	STANTON
State	KY
Zip	40380-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 ACRES & HOUSE
Jurisdiction	POWELL KY
Township / Civil Division	STANTON
Census Block Group	2
Census Block	2038
Census Tract	970101

Owner

Source: Powell County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	196 LACY RD, STANTON, KY 40380-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Mar 19, 2018	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	0000019576
Deed Book / Page	195 / 76
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	196 LACY RD, STANTON, KY 40380-8909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG287/783
Date	Dec 18, 2020
Book Page	MTG 287/783
Instrument	269114

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	Mar 19, 2018
Property Address	196 LACY RD, STANTON, KY 40380-8909
Document Number	DEED195/076
Book / Page	DEED 195 / 076
Instrument Date	Mar 19, 2018
Instrument	166149
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 LISA LN, 196, STANTON, KY 40380-2129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4106 MOUNTAIN RD, HAYMARKET, VA 20169-1714

Mortgage

Document Number	0000166150
Date	Mar 19, 2018
Instrument	166150

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Powell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$959.00 (-59.43%) Additional exemption filed	$305,000 (-)	$305,000 (-)
2023	$2,364.00 Homeowner's exemption	$305,000	$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWELL VALLEY WATER DISTRICT serves 7,128 people · EPA ID KY0990357
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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