196 Joe Phillips Rd, Madison, AL 35758 Property Records

Madison County property record for 196 Joe Phillips Rd, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,823 sqft · built 2001
Lot Size0.293 acres (12,763 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jul 2019)
Tax Bill$7,124 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-09-31-1-002-022.000

Property Details

APN / Parcel Number

Primary APN15-09-31-1-002-022.000
Alternative APN
  • 495301

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,823 sqft Living Area
1st Floor Area1,823 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,763 sqft (0.293 acres)
Lot Dimensions150 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number495301
Street Address196 JOE PHILLIPS RD
CityMADISON
StateAL
Zip35758-9768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 LEXINGTON 3RD ADD PB 37 PG 78
Legal Range02W
Legal Township03S
Legal Section31
Legal SubdivisionLEXINGTON 3RD ADD
Legal Lot Number32
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1013
Census Tract11024

Owner

196 Joe Phillips Rd is owned by two individuals who bought it in July 2019.

Source: Madison County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address108 QUAIL RD, MADISON, AL 35758-9749
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2019 · Amount on File
Deed SaleJul 19, 2019 · Amount on File
Prior SaleMay 24, 2012
Deed Document Number201945553
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateJul 19, 2019
Property Address196 JOE PHILLIPS RD, MADISON, AL 35758-9768
Document Number0000045553
Map ReferenceMB 37 PG 78
Instrument DateJul 19, 2019
Instrument20190719000045553
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address196 JOE PHILLIPS RD, 196, MADISON, AL 35758-9768

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address108 QUAIL RD, MADISON, AL 35758-9749

Mortgage

Document Number0000045554
DateJul 19, 2019
Instrument20190719000045554
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 196 Joe Phillips Rd was $7,124, up 2% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,124.00 (+1.99%)
2025$6,985.00$100,260 Land $15,000 Building $85,260$501,300 Land $75,000 Building $426,300
2023$6,542.00 (+13.97%)$93,880 (+14.02%) Land $14,000 Building $79,880$469,400 (+14.02%) Land $70,000 Building $399,400
2022$5,740.00$82,340 Land $10,200 Building $72,140$411,700 Land $51,000 Building $360,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Joe Phillips Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 196 Joe Phillips Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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