196 Jaycox Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 196 Jaycox Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,637 sqft · built 1930
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 2006)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-019-128-014`

Property Details

APN / Parcel Number

Primary APN	`04-00-019-128-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
1st Floor Area	739 sqft
2nd Floor Area	541 sqft
Upper Floors Area	541 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	290 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	256 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	196 JAYCOX RD
City	AVON LAKE
State	OH
Zip	44012-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRIESTS PRO S/L 21
Legal Subdivision	PRIESTS PROPOSED
Legal Block	128
Legal Lot Number	21
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	3
Census Block	3000
Census Tract	10200

Owner

196 Jaycox Rd is owned and occupied by an individual who bought it in February 2006.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	196 JAYCOX RD, AVON LAKE, OH 44012-1856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Jan 4, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2006 · Amount on File
Deed Sale	Feb 17, 2006 · Amount on File
Prior Sale	Sep 3, 2004 · Amount on File
Deed Document Number	2006000780
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	196 JAYCOX RD, AVON LAKE, OH 44012-1856
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000866660
Date	Mar 14, 2022
Instrument	2022-0866660

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	196 JAYCOX RD, AVON LAKE, OH 44012-1856
Document Number	0000773263
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	196 JAYCOX RD AVON LAKE OH 440121856, AVON LAKE, OH 44012-1856

Mortgage

Document Number	0000773263
Date	Aug 10, 2020
Instrument	773263

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 4, 2023
Property Address	196 JAYCOX RD, AVON LAKE, OH 44012-1856
Document Number	0000902643
Instrument Date	Jan 13, 2020
Instrument	2023-0902643
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 JAYCOX RD, AVON LAKE, OH 44012-1856

Tax Assessment & Valuation

The 2025 property tax bill for 196 Jaycox Rd was $4,313.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,313.00	$85,110 (+%) Land $18,060 Building $67,050	$243,160 (-) Land $51,600 Building $191,560
2024	$4,313.00 (+27.6%)	$85,106 (+34.03%) Land $18,060 Building $67,046	$243,160 (+34.03%) Land $51,600 Building $191,560
2023	$3,380.00 (+36.02%)	$63,498 (+34.67%) Land $14,886 Building $48,612	$181,420 Land $42,530 Building $138,890
2022	$2,485.00	$47,150 Land $14,890 Building $32,260
2021			$134,710 Land $42,530 Building $92,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Jaycox Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Jaycox Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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