Centre County property record for 196 Hoy Rd, Howard, PA 16841
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2 ba · 3,416 sqft · built 1900 |
| Lot Size | 124 acres (5,414,072 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,446 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-004-,007-,0000 |
| Primary APN | 14-004-,007-,0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,416 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stone |
| Lot Area | 5,414,072 sqft (124 acres) |
| Porch | Porch |
| Porch Area | 430 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Water Source | Well |
| Street Address | 196 HOY RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | WALKER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Beck, William Henry and Clara Singer, Farm listed 2017 · 8 contributing resources · NRIS 100001570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Centre County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 HOY RD, HOWARD, PA 16841-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS COMMUNITY BANK |
| Apr 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2002 |
| Deed Sale | Nov 15, 2002 |
| Deed Book / Page | 1441 / 897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 196 HOY RD, HOWARD, PA 16841-4101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 196 HOY RD, HOWARD, PA 16841-4101 |
| Document Number | 002342/518 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 2342/518 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MILL HALL, PA 17751 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 196 HOY RD, HOWARD, PA 16841-4101 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2213/0614 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 2213/0614 |
| Name | FIRST CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MILL HALL, PA 17751 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Walker Township |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,446.00 (-51.39%) | $98,720 (-54.86%) Land $30,630 Building $68,090 | |
| 2025 | $197,440 (-54.86%) Land $61,260 Building $136,180 | ||
| 2024 | $13,261.00 | $218,690 Land $150,600 Building $68,090 | |
| 1994 | $437,380 Land $301,200 Building $136,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 40 / 3 |
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