196 Holmes Pl, Montgomery, IL 60538 Property Records

Kane County property record for 196 Holmes Pl, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jul 2021)
Tax Bill	$7,299 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-33-457-015`

Property Details

APN / Parcel Number

Primary APN	`15-33-457-015`

Exterior

Lot Area	6,969 sqft (0.16 acres)

Location & Zoning

Street Address	196 HOLMES PL
City	MONTGOMERY
State	IL
Zip	60538-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE PLACE SUB LOT # 29
Legal Subdivision	FIELDSTONE PLACE SUB
Legal Block	3
Legal Lot Number	29
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3026
Census Tract	854002

Owner

196 Holmes Pl is owned and occupied by an individual who bought it in July 2021.

Source: Kane County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	196 HOLMES PL, MONTGOMERY, IL 60538-1082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Sep 22, 2014 · Amount on File
Deed Document Number	202153763
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 14, 2021
Property Address	196 HOLMES PL, MONTGOMERY, IL 60538-1082
Document Number	0000053763
Map Reference	DOC 2004K026413
Instrument Date	Jul 14, 2021
Instrument	2021K053763
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HOLMES PL, 60535

Mortgage

Document Number	0000053764
Date	Jul 14, 2021
Instrument	2021K053764

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 196 Holmes Pl was $7,299 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	Montgomery Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,299.00 Homeowner's exemption
2024		$107,417 Land $21,211 Building $86,206	$322,380 Land $63,658 Building $258,721
2022	$6,595.00 (-2.87%) Homeowner's exemption	$87,570 (+7.41%) Land $17,292 Building $70,278	$262,710 (+7.41%) Land $51,876 Building $210,834
2021	$6,790.00	$81,529 Land $16,099 Building $65,430	$244,587 Land $48,297 Building $196,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Holmes Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1996–2018)
Most Recent Claim	Jun 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Holmes Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20