196 High Point Pl, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 196 High Point Pl, Bradley, ME 04411

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,262 sqft · built 2020
Lot Size4.4 acres (191,664 sqft)
Owner2 Individual Names on Record
Tax Bill$5,217 (2025)
Deeds & MortgagesApr 2021 Refinance
Jul 2021 Refinance
+ 1 more
Flood ZoneZone X (moderate risk)
APNM:007 L:004=036

Property Details

APN / Parcel Number

Primary APNM:007 L:004=036
Alternative APNs
  • BRAY M:007 L:004-036
  • 876

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,262 sqft Living Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area191,664 sqft (4.4 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number876
Street Address196 HIGH POINT PL
CityBRADLEY
StateME
Zip04411-5249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number4-36
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1030
Census Tract8001

Owner

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address196 HIGH POINT PL, BRADLEY, ME 04411-5249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jul 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Jun 2, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Property Address196 HIGHPOINT PL, BRADLEY, ME 04411-5249
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159610329
DateApr 2, 2021
Book Page15961/329
Instrument10224
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Property Address196 HIGHPOINT PL, BRADLEY, ME 04411-5249
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0161100078
DateJul 19, 2021
Book Page16110/78
Instrument24436
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueAug 1, 2034

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Property Address196 HIGHPOINT PL, BRADLEY, ME 04411-5249
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165000340
DateJun 2, 2022
Book Page16500/340
Instrument14967
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,217.00 (-11.38%)$444,000 (-17.04%) Land $59,100 Building $384,900
2024$5,887.00 (+13.89%)$535,200 (+70.83%) Land $59,100 Building $476,100
2023$5,169.00 (+6.45%)$313,300 (-) Land $43,400 Building $269,900$523,925
2022$4,856.00$313,300 Land $43,400 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, drainage area under 1 sq mi
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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