196 Hermosa Cliffs Rd, Durango, CO 81301 Property Records

La Plata County property record for 196 Hermosa Cliffs Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,070 sqft · built 2007
Lot Size	5.09 acres (221,764 sqft)
Owner	Company Name on File
Last Sale	$685,000 (May 2019)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5089-354-01-040`

Property Details

APN / Parcel Number

Primary APN	`5089-354-01-040`
Alternative APN	`R417020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,070 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Lot Area	221,764 sqft
Garage Type	Attached
Garage Area	650 sqft
Porch	Unfinished Open Porch
Porch Area	150 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R417020
Street Address	196 HERMOSA CLIFFS RD
City	DURANGO
State	CO
Zip	81301-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HERMOSA CLIFFS RANCH LOT: B WHISKEMAN BOUNDARY ADJ, PROJECT 95-67 725774 5-2-97 196 HERMOSA CLIFFS RD DURANGO 81301
Legal Subdivision	HERMOSA CLIFFS RANCH
Legal Block	2
Legal Lot Number	B
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2000
Census Tract	970705

Owner

Source: La Plata County records · APN 5089-354-01-040

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2849 W WEBSTER CT, ANTHEM, AZ 85086-1758
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2023	Intrafamily Transfer, Transfer
May 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 23, 2023	Intrafamily Transfer, Transfer
May 10, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF CO
Jan 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Aug 30, 2004 · Amount on Record
Deed Document Number	20191156336
Last Transfer Date	Aug 01, 2023
Transfer Doc	0001224472
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Aug 09, 2023
Property Address	196 HERMOSA CLIFFS RD, DURANGO, CO 81301-9701
Document Number	0001224472
Map Reference	DOC 725774
Instrument Date	Aug 01, 2023
Instrument	1224472
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2849 W WEBSTER CT, ANTHEM, AZ 85086-1758

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	196 HERMOSA CLIFFS RD, DURANGO, CO 81301-9701
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001191952
Date	May 07, 2021
Instrument	1191952

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	May 23, 2023
Property Address	196 HERMOSA CLIFFS RD, DURANGO, CO 81301-9701
Document Number	0001222058
Map Reference	DOC 725774
Instrument Date	May 12, 2023
Instrument	1222058
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2849 W WEBSTER CT, ANTHEM, AZ 85086-1758

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 10, 2019
Property Address	196 HERMOSA CLIFFS RD, DURANGO, CO 81301-9701
Document Number	0001156336
Map Reference	DOC 725774
Instrument Date	May 09, 2019
Instrument	1156336
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$68.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 W JORDON LN, PHOENIX, AZ 85086-2789

Mortgage

Document Number	0001156337
Date	May 10, 2019
Instrument	1156337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	196 HERMOSA CLIFFS RD, DURANGO, CO 81301-9701
Document Number	0001151450
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HERMOSA CLIFFS RD DURANGO CO 813019701, DURANGO, CO 81301-9701

Mortgage

Document Number	0001151450
Date	Dec 10, 2018
Instrument	1151450

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 09, 2038

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	196 HERMOSA CLIFFS RD, DURANGO, CO 81301-9701
Document Number	0001138357
Instrument Date	Jan 05, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	TITLE DURANGO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 HERMOSA CLIFFS RD DURANGO CO 813019701, DURANGO, CO 81301-9701

Mortgage

Document Number	0001138357
Date	Jan 10, 2018
Instrument	1138357

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2048

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,440 (+2.92%) Land $37,520 Building $45,920	$1,297,090 (-) Land $583,200 Building $713,890
2025	$4,448.00 (+96.64%)	$81,070 (+50.44%) Land $36,450 Building $44,620	$1,297,090 (+61.24%) Land $583,200 Building $713,890
2023	$2,262.00 (+11.65%)	$53,890 (+12.91%) Land $21,330 Building $32,560	$804,460 (+17.12%) Land $318,430 Building $486,030
2022	$2,026.00	$47,730 Land $15,760 Building $31,970	$686,850 Land $226,800 Building $460,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 61% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	100 / 10

May also be available: T-Mobile USA.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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